The year 2013 may be known as a year of travel insecurity. From airline crashes to cruise ships, international events and alerts around the world, along with terrorism threats should serve to remind all of us, that travel is never without risks. Although no one can guarantee total safety, and the tourism industry continually works to improve its security, there is and there will always be an element of risk. Furthermore, no matter how much security is provided, it is still the traveler's perso