You wouldn’t travel without a passport or airplane ticket, but many of us happily jet off on a holiday without any travel insurance. Buying the right travel insurance policy for yourself and dependent loved ones can be the best travel decision you will ever make.

Before a trip, make sure to ask yourself, “What if I fall sick or lose my luggage?”“Suppose I crash the car I hire, can I pay for my medical treatment or the cost of excess on the vehicle?” While we don’t expect any misfortune to occur, it is best to be prepared either way. Buying travel insurance, for a cheap cost, can cover a huge financial expense. It is not worth taking the risk.

For those who do not fully understand how travel insurance works, or the different types of policies, this article offers a comprehensive guide for you

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